Do you know that your Average Daily Balance (ADB) is the basis to compute for the interest your account earns for a period? ADB is computed as the sum of your daily balances divided by the number of days per month. In order to earn interest, deposit accounts usually require a minimum monthly ADB. Interest is credited to your account at quarter end. A minimum balance requirement, on the other hand, is the amount of money you need to keep in your account to avoid incurring service charges. The amo